Capital & Co

Commercial Insurance Agency

Commercial Coverage.
Expert Strategy.

Tailored commercial insurance with speed, strategy, and deep market knowledge.

Submit online & get $75 off your first policy
Commercial Insurance Focus
Fast Quote Turnaround
Tailored Coverage Strategy
50+Carrier Partners
1 HrQuote Turnaround
100%Commercial Focus
#6002332CA License

Instant Online Bonding

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Contractor, surety, and license bonds quoted and issued in minutes.

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Free Resource

New to Commercial Insurance?

Browse our plain-English glossary — 34 terms explained so you always know what you're signing.

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Why Capital & Co

Your Trusted Commercial Insurance Partner

Fast Turnaround

We understand time is money. Our team delivers competitive quotes quickly so you can respond to clients and close deals without delay.

Commercial Expertise

Deep knowledge of carrier markets, underwriting standards, and commercial risk placement across all major lines of business.

Tailored Coverage

Every policy is built around your specific risk profile and operations — not a generic template pulled from a carrier menu.

Reliable Partnership

From submission through renewal, our team provides hands-on guidance. We are invested in your business, not just the transaction.

SSL Secure
CA DOI Licensed
E&S Surplus Lines
Data Protected
5-Star Rated
Commercial insurance professionals reviewing business coverage options

50+

Carrier Partners

About Capital & Co

Insurance Built Around Your Business

A commercial insurance agency built for business owners who expect more — more expertise, responsiveness, and strategic thinking. We specialize exclusively in commercial lines for contractors, real estate, trucking, manufacturing, hospitality, and professional services.

50+

Carrier Partners

1hr

Quote Turnaround

100%

Commercial Focus

Our Process

From Submission to Coverage

A clear, efficient process designed to get your business properly covered — without the friction.

0101

Submit Business Details

Share your business operations, employee count, coverage needs, and any existing policies.

0202

Review Risk Profile

Our team evaluates your industry, exposures, and contractual needs to identify the right structure.

0303

Compare Coverage Options

We shop the market and present competitive, structured options from top-rated carriers.

0404

Secure Insurance Program

Receive a clear proposal — ready to bind, certificate-ready, and built for your business.

Client Reviews

What Our Clients Say

5.0

113 Google Reviews

"I had an amazing experience with my insurance broker. They took the time to review my General Liability policy, explained everything clearly, and ultimately saved me a significant amount of money. The process was smooth, professional, and stress-free. I really appreciate the responsiveness and honesty throughout — it's rare to find someone who truly puts their client's best interest first. Highly recommend to anyone looking for reliable and cost-effective insurance coverage."

Adi Gabbai

B&B Services · 36 weeks ago

Schedule a Call

Talk to a Broker
On Your Schedule

Pick a date and time. A licensed broker will call you to discuss your coverage needs and build a strategy around your business.

Personal Consultation

Speak 1-on-1 with a licensed commercial broker.

Your Preferred Time

No hold times — we call you when you're ready.

Same-Day Availability

Morning and afternoon slots available Monday–Friday.

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We'll confirm within 1 business hour · License #6002332

Modern office building representing commercial business insurance and corporate coverage solutions
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Ready to Place a Risk?

Our team is standing by to help you find the right commercial coverage. Submit your information and get a competitive quote from Capital & Co.

License #6002332 · California Licensed Agency